Lightspeed is seeking a Portfolio Manager, Lending to join their Financial Services team in Montreal. This role involves assisting with yield optimization, financial risk strategies, and market expansion for the Merchant Cash Advance (MCA) portfolio. The Portfolio Manager will report to the Director, Lending Portfolio Management, and will be responsible for assessing risk, managing the MCA loss reserve fund, and ensuring compliance with servicing policies and procedures.Responsibilities include:
Identifying opportunities to gain market share and evaluating partnerships
Creating off-balance sheet financing optionality and setting the business on a path to securitization
Monitoring the performance of the MCA portfolio and managing relationships with various departments
Negotiating legal agreements with investors and preparing executive summaries for the board
Implementing credit loss and fraud prevention solutions
Requirements:
6+ years in strategic finance, capital markets, or banking
Understanding and experience in setting up and operating forward flow programs
Knowledge of modeling approaches for business financials
Lightspeed Commerce is a one-stop commerce platform powering businesses worldwide. Founded in Montreal in 2005, Lightspeed provides cloud-based solutions that unify online and physical operations, multichannel sales, and global payments. Serving retail, hospitality, and golf businesses in over 100 countries, Lightspeed's platform facilitates seamless expansion, financial solutions, and connection to supplier networks. Committed to innovation and exceptional customer experiences, Lightspeed simplifies and scales merchants' operations through its comprehensive commerce solutions. With teams across North America, Europe, and Asia Pacific, Lightspeed trades on the NYSE and TSX.