Senior Product Manager, Personal Loans

Upgrade is seeking a Senior Product Manager for its Personal Loans product. This role is pivotal in shaping user experiences and value within the company's lending origination platform. The Senior Product Manager will be responsible for leading and collaborating with designers, engineers, marketers, and key partners to deliver impactful, measurable outcomes. This is a hybrid role based in San Francisco, with onsite work required on Tuesdays and Thursdays.

What this role involves:

• Spearheading product strategy and execution for Upgrade's core Personal Loans business.
• Leading end-to-end product initiatives from concept through delivery and post-launch optimization.
• Cultivating strategic partnerships with Engineering, Risk, Compliance, and external fintech ecosystem partners.
• Identifying market opportunities, analyzing competitive landscape, and proposing innovative solutions.
• Translating customer insights, business goals, and market trends into prioritized product requirements.

Requirements:

• 5+ years of product management experience.
• Technical proficiency including experience with financial services APIs, integration architectures, data analytics platforms, A/B testing methodologies, and SQL.
• Bachelor's degree required; MBA or technical degree a plus.
• Proven track record of successful product delivery in consumer finance, lending platforms, or fintech environments.
• Strong understanding of lending regulations, underwriting processes, and credit risk principles.
• Exceptional stakeholder management skills.

What Upgrade offers:

• Competitive salary and stock option plan.
• 100% paid coverage of medical, dental and vision insurance.
• Flexible PTO.
• Competitive 401(k) and RRSP program.
• Opportunities for professional growth and development.
• Paid parental leave.
• Health & wellness initiatives.