Credit Risk Manager

Job Description

MAJORITY is seeking a Credit Risk Manager to lead their new Credit Card program. This role is based in their Wynwood office in Miami, FL. The Credit Risk Manager will be responsible for laying out the strategic vision and founding principles of underwriting, credit policy, risk models, valuations, and loss forecasting. The objective is to ensure profitable growth by balancing credit risk management with customer acquisition and retention strategies. This individual will build and lead a high-functioning credit organization as the portfolio scales.Role involves:

• Overseeing credit risk management.
• Building and leading a team of analysts and data scientists.
• Developing valuation frameworks for credit card products.
• Leading a multi-year credit roadmap.
• Building credit policies and pricing structures.
• Forecasting and monitoring customer and portfolio performance.

Requirements:

• 7+ years of experience in analytics & strategy roles.
• Experience leading strategy and credit risk management for credit products.
• Experience managing analyst teams.
• Strong expertise in credit product economics.
• Experience leading model development for machine learning models.
• Bachelor's or master's degree.

MAJORITY offers:

• Opportunity to make a difference in the lives of migrants.
• A diverse and inclusive work environment.