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Job Description
The Field Credit Officer role at Moniepoint involves onboarding and managing businesses accessing credit products in Adamawa, Nigeria. The officer will grow the loan portfolio while ensuring timely loan repayments. They will assess businesses during credit applications, monitor performance, and make recommendations to management.
Responsibilities:
- Identify and onboard viable businesses.
- Engage customers to ensure optimal usage of accounts.
- Review and approve loan requests.
- Visit potential borrowers’ business places for evaluation.
- Meet gross loan portfolio and profit targets.
- Monitor active loan portfolio.
- Perform other credit-related functions.
Requirements:
- Minimum of an OND in a business-related discipline.
- Minimum of 2 years of experience in a sales role for credit products in a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis is an added advantage.
- Must be resident in Adamawa.
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
