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Job Description
Moniepoint, a fast-growing financial services platform in Africa, is seeking a Field Credit Officer for their Bauchi location. This role involves onboarding and managing businesses to access credit products, growing the loan portfolio, and ensuring timely loan repayments. The Field Credit Officer will assess businesses during credit applications and monitor their performance, making recommendations to management regarding loan actions, considering economic factors.
Responsibilities:
- Identify and onboard viable businesses for Moniepoint accounts.
- Engage customers to ensure optimal account usage for credit qualification.
- Review and approve or decline loan requests through thorough data analysis.
- Conduct physical visits to potential borrowers' businesses for evaluation.
- Meet gross loan portfolio and profit targets.
- Monitor active loan portfolio for account use and repayment performance.
- Perform other credit-related functions as assigned.
Requirements:
- Minimum of OND in a business-related discipline.
- Minimum of 2 years of sales experience with credit products in a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis (added advantage).
- Must be a resident of Bauchi.
- Apt attention to detail.
- Proven analytical skills.
- Excellent communication, presentation, and interpersonal skills.
- Agility and perseverance.
What Moniepoint offers:
- A culture that puts people first.
- Learning and development opportunities.
- Attractive salary, pension, health insurance, Employee Stock Options, and annual bonus.
