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Job Description
Moniepoint is seeking a Field Credit Officer for Benue State, Nigeria. This role involves onboarding and managing businesses for credit products, growing the loan portfolio, and ensuring timely loan repayments. The Field Credit Officer will assess businesses during credit applications, monitor their performance, and make recommendations to management.
Responsibilities:
- Identify and onboard viable businesses.
- Engage customers to ensure optimal usage of accounts.
- Review and approve (or decline) loan requests.
- Visit potential borrowers’ business places for evaluation.
- Meet gross loan portfolio and profit targets.
- Monitor active loan portfolio.
- Perform other credit related functions.
Requirements:
- Minimum of an OND in a business-related discipline.
- Minimum of 2 years experience in a sales role for credit products.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis (added advantage).
- Must be resident in Benue.
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
