Field Credit Officer (Delta State)

Job Description

Moniepoint, a fast-growing financial services platform in Africa, is seeking a Field Credit Officer for Delta State. This role involves onboarding and managing businesses accessing Moniepoint's credit products. The Field Credit Officer will grow the loan portfolio, ensure timely loan repayments, and assess businesses during credit applications. They will also monitor performance during the loan period and make recommendations to management, considering economic factors.Responsibilities:

• Identify and onboard viable businesses for Moniepoint accounts.
• Engage customers to ensure optimal account usage and credit qualification.
• Review and approve or decline loan requests through thorough data analysis.
• Conduct physical visits to evaluate business books, inventory, and turnover.
• Meet gross loan portfolio and profit targets by maintaining a healthy loan customer base.
• Monitor active loan portfolio for continued account use and loan repayment performance.
• Perform other credit-related functions as assigned.

Requirements:

• Minimum of an OND in a business-related discipline.
• Minimum of 2 years of sales experience with credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis (added advantage).
• Must be a resident of Delta State.

The role offers:

• Opportunity to work with a leading financial services platform.
• Chance to contribute to the growth of businesses in Delta State.