Field Credit Officer (Ebonyi State)

Job Description

Moniepoint, a fast-growing financial services platform in Africa, is seeking a Field Credit Officer for Ebonyi State, Nigeria. This role involves onboarding and managing businesses accessing Moniepoint's credit products. The Field Credit Officer will play a crucial role in assessing businesses during credit applications and monitoring their performance throughout the loan period. They will also be responsible for making recommendations to management regarding loan disbursements, considering various economic factors.Responsibilities:

• Identify and onboard viable businesses to open accounts with Moniepoint.
• Engage customers to ensure optimal account usage for credit qualification.
• Review and approve (or decline) loan requests through thorough data analysis.
• Conduct physical visits to potential borrowers' businesses for evaluation.
• Meet gross loan portfolio and profit targets by maintaining a healthy loan customer base.
• Monitor active loan portfolio to ensure continued account use and loan repayment.
• Perform other credit-related functions as assigned.

Requirements:

• A minimum of an OND in any business-related discipline.
• A minimum of 2 years of experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis (an added advantage).
• Must be a resident in Ebonyi.
• Apt attention to details.
• Proven simple/complex analytical skills.
• Excellent communication, presentation, and interpersonal skills.
• Agility and perseverance.

The role offers: