Field Credit Officer (Edo State)

A financial institution is seeking a Field Credit Officer for a contract position in Edo State, Nigeria. The Field Credit Officer will be responsible for onboarding and managing businesses that access credit products, growing the loan portfolio, and ensuring timely loan repayment. The role involves assessing businesses during credit application, monitoring their performance, and making recommendations to management.

Responsibilities:

• Identify and onboard viable businesses.
• Engage customers to ensure optimal usage of accounts.
• Review and approve or decline loan requests.
• Conduct physical visits to potential borrowers' business places.
• Meet gross loan portfolio and profit targets.
• Monitor active loan portfolio.
• Perform other credit-related functions.

Requirements:

• Minimum of an OND in a business-related discipline.
• Minimum of 2 years of experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Must be a resident in Edo State.
• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance