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Job Description
The Field Credit Officer role at Moniepoint involves onboarding and managing businesses accessing credit products in Kogi State, Nigeria. The officer will grow the loan portfolio while ensuring timely loan repayments. They will assess businesses during credit applications, monitor performance, and make recommendations to management, considering economic factors.
Responsibilities:
- Identify and onboard viable businesses for Moniepoint business accounts.
- Engage customers to ensure optimal account usage and credit qualification.
- Review and approve or decline loan requests through thorough data analysis.
- Conduct physical visits to evaluate business books, inventory, and turnover.
- Meet gross loan portfolio and profit targets by maintaining a healthy loan customer base.
- Monitor active loan portfolio to ensure continued account use and loan repayment performance.
- Perform other credit-related functions as assigned.
Requirements:
- Minimum of an OND in a business-related discipline.
- Minimum of 2 years of experience in a sales role for credit products in a financial institution.
- Demonstrable knowledge of credit risk analysis.
- Good knowledge of financial analysis (added advantage).
- Must be a resident in Kogi State.
- Apt attention to details
- Proven simple/complex analytical skills
- Excellent communication, presentation and interpersonal skills
- Agility and perseverance
