Field Credit Officer (Taraba State)

Job Description

Moniepoint, a fast-growing financial services platform in Africa, is seeking a Field Credit Officer for Taraba State. This role involves onboarding and managing businesses accessing Moniepoint's credit products. The Field Credit Officer will play a crucial role in assessing businesses during credit applications and monitoring their performance throughout the loan period. They will also make recommendations to management regarding loan disbursements, considering various economic factors.Responsibilities:

• Identify and onboard viable businesses to open accounts with Moniepoint.
• Engage customers to ensure optimal account usage for credit qualification.
• Review and approve or decline loan requests through thorough data analysis.
• Conduct physical visits to potential borrowers' businesses for evaluation.
• Meet gross loan portfolio and profit targets by maintaining a healthy loan customer base.
• Monitor active loan portfolio to ensure continued account use and loan repayment.
• Perform other credit-related functions as assigned.

Requirements:

• A minimum of an OND in any business-related discipline.
• A minimum of 2 years of experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Must be resident in Taraba.

The role offers:

• Opportunity to work with a leading financial services platform.
• Chance to contribute to the growth of businesses in emerging markets.