Field Credit Officer (Zamfara State)

Job Description

Moniepoint, a fast-growing financial services platform in Africa, is seeking a Field Credit Officer for Zamfara State. This role involves onboarding and managing businesses accessing Moniepoint's credit products. The Field Credit Officer will play a crucial role in assessing businesses during credit applications and monitoring their performance throughout the loan period. They will also make recommendations to management, considering various economic factors.Responsibilities:

• Identify and onboard viable businesses to open accounts with Moniepoint.
• Engage customers to ensure optimal account usage for credit qualification.
• Review and approve (or decline) loan requests through thorough data analysis.
• Conduct physical visits to evaluate business books, inventory, and turnover.
• Meet loan portfolio and profit targets by maintaining a healthy customer base and ensuring loan performance.
• Perform other credit-related functions as assigned.

Requirements:

• Minimum of an OND in a business-related discipline.
• Minimum of 2 years of sales experience with credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis (added advantage).
• Must be a resident of Zamfara State.

The role offers:

• Opportunity to work with a leading financial services platform.
• Chance to contribute to the growth of businesses in Zamfara State.