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Job Description
Pagaya is seeking a Fair Lending Analyst to join its Risk Management team in Tel Aviv. The analyst will play a crucial role in analyzing and mitigating risk in decision-making processes across the company. Pagaya is a global technology company focused on reshaping the financial services ecosystem through machine learning and AI-driven approaches.
Responsibilities:
- Review and analyze machine learning models and credit policies for disparate impact.
- Build a detailed reporting process for ongoing compliance assessments.
- Collaborate with the Research team to develop less discriminatory alternative models.
- Evaluate portfolio performance by demographics to enhance fair lending reporting.
- Work with cross-functional teams to identify fair lending risks of new models and policies.
- Prepare on-demand data analysis and reports for stakeholders using Python/SQL.
- Gain knowledge of Pagaya’s activities to support achieving company goals.
Requirements:
- 3+ years of experience in banking, finance, or data-driven roles within an international organization.
- Experience in fair lending analysis, credit risk modeling, financial consulting, or business strategy.
- B.A/M.A/MBA in Economics, Statistics, Finance, or a similar quantitative discipline.
- Experience analyzing data using Python (pandas, seaborn, etc.) and SQL.
- Excellent communication and presentation skills.
- Proven experience in identifying and analyzing deficiencies, driving solutions and mitigations
- High level of English (verbal and written) and proficiency in both Hebrew and English.
- Ability to work in a fast-paced environment and independently learn new subjects.
Advantage:
- Experience in banking, credit risk or other financial companies
- Proven experience in financial data modeling
- Experience in data visualization tools such as Looker / Tableau etc.
- Experience in Fintech, or other relevant data-driven companies
- Experience with US Banking regulations, including Fair Lending laws
