Senior Underwriter (Excess)

Job Description

Integrated Specialty Coverages (ISC) is seeking a Senior Underwriter to review insurance applications and evaluate risks based on established guidelines. The Senior Underwriter will determine coverage levels and pricing, assess excessive risks, and ensure profitable risk distribution. This role involves familiarity with commercial insurance applications and industry terminology.ISC is looking for someone to:

• Adhere to underwriting guidelines and pricing strategies.
• Accept, reject, or mitigate risk for applications.
• Review and analyze risk characteristics on applications, renewals, and change requests.
• Ensure compliance with industry and government regulations.
• Document underwriting files with risk analysis and pricing justification.
• Offer recommendations to clients on insurance applications.
• Cultivate relationships with producers to achieve production goals.
• Collaborate with the underwriting team to finalize insurance applications.
• Utilize databases and specialized software for accurate policy pricing.
• Respond to customer needs and provide guidance.
• Process accounts from approved quotes through policy issuance.
• Recommend ideas for program development and process improvement.
• Assist in the development of the Underwriting team through sharing knowledge and market intelligence, collaboration, and mentoring relationships.

Requirements for this role include:

• Bachelor’s degree required
• Minimum 5 years of underwriting or related insurance experience required
• CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus
• Commercial casualty underwriting experience including excess
• Strong customer service experience
• Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software
• Ability to work collaboratively with team members and other departments
• Strong desire to learn, explore new ideas, and seeking out new knowledge
• Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities

ISC offers:

• Employee Ownership Program
• Professional development opportunities
• Work from home reimbursement for remote/hybrid roles
• Burnalong digital health and wellness platform
• Canary emergency financial assistance program
• Comprehensive medical, dental, vision
• Life/AD&D Insurance
• Confidential, Employee Assistance Program
• Health Savings Account, includes company contribution
• Short-term disability
• Voluntary benefits - supplemental accident, critical illness, hospital insurance
• Employee discounts
• 401(k) Plan with company match contribution
• Various Time Off Programs
• 11 company paid holidays