Credit Risk Manager (New Customer Acquisition)

Zip is seeking an experienced Credit Risk Manager to join their New Customer Acquisitions team. This role is pivotal in approving new customers, managing repayment plans, and optimizing the customer sign-up funnel. The Risk Manager will refine pricing and exposure strategies, aligning them with market demands and customer needs.

The role involves leveraging advanced analytics to drive actionable insights and develop go-to-market strategies. The candidate will monitor performance metrics, stay updated on industry trends, and collaborate closely with stakeholders to drive strategic initiatives. Zip offers a collaborative environment where end-to-end ownership is key.

Role Involves:

• Building lifetime value models for new accounts
• Performing portfolio sensitivity analysis
• Conducting A/B tests for new data and solutions
• Developing and implementing go-to-market risk management strategies
• Monitoring performances and identifying trends and anomalies

Requirements:

• 5-10+ years of experience in Credit or Fraud Risk
• Expert SQL skills
• Experience in the consumer lending industry (preferred)
• Knowledge of Python or PySpark (preferred)
• Experience with data visualization tools like Tableau or PowerBI (a plus)
• Strong written and verbal communication skills

What Zip Offers:

• Flexible working culture
• Incentive programs
• 20 days PTO every year
• Generous paid parental leave
• Leading family support policies
• 100% employer covered insurance
• Learning and wellness subscription stipend
• Company-sponsored 401k match