Senior Credit Analyst

Job Description

A prominent company is seeking a Senior Credit Analyst to join their team in Jakarta. The ideal candidate will be responsible for evaluating loan applications, ensuring credit quality, and collaborating with various departments to enhance service delivery. This role requires a detail-oriented individual with a strong understanding of credit analysis and risk management.What this role involves:

• Making recommendations for new, renewal, and extension loans.
• Analyzing customer accounts to identify potential credit quality issues.
• Serving as the first layer for loan approvals.
• Ensuring compliance with established policies and procedures.
• Providing insights and recommendations on existing procedures and policies.
• Assessing the validity of collateral used in loan applications.
• Generating data reports for inquiries.
• Collaborating with relationship managers and other departments.

Requirements:

• Minimum of 4 years of relevant experience in credit analysis within banking environments.
• Strong credit analysis and analytical skills.
• In-depth understanding of credit analysis, credit administration, policies, and risk analysis.
• Ability to interpret financial statements accurately.
• Detail-oriented mindset.
• Experience in multi-finance, P2P lending, or banking (bank credit analysts preferred).
• Residing in Jabodetabek area.

What this role offers:

• Opportunity to refine procedures and policies.
• Chance to drive operational excellence.
• Collaboration with various departments.