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FinCrime Officer - KYC

FinCrime Officer - KYC role at Capital on Tap.
Capital on Tap
Hybrid
On-Site
United Kingdom
USD 37,249 - 42,571
GBP 28,000 - 32,000
Job Description

Capital on Tap is seeking a FinCrime Officer - KYC to join their Financial Crime team in Manchester. The Financial Crime team consists of 46 people globally and is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF. This is a hybrid role requiring 3 days per week in the Manchester office, following a shift pattern covering 9:00am to 8:30pm, 7 days per week.

The FinCrime Officer will support the KYC Financial Crime Team in completing customer onboarding checks and ongoing due diligence, making decisions that have a big impact on our customers and our business.

Role Involves:

  • Conduct KYC and KYB checks as part of customer due diligence requirements.
  • Review of PEPs/Sanction/Adverse Media hits completing enhanced due diligence where required.
  • Investigate and analyse complex beneficial ownership cases to ensure compliance with regulatory requirements and identify potential risks.
  • Exercise sound judgement and decision-making skills to handle cases that do not fit neatly into predefined criteria.
  • Assess referred cases ensuring minimal inconvenience to the customer whilst helping to help protect the business from potential Money Laundering and Terrorist Financing risks.

Requirements:

  • Experience in FinCrime related processes such as PEPS/ Sanctions/ KYC & KYB.
  • Understanding of complex ownership structures.
  • Experience making independent risk-based judgements on AML investigations.
  • Able to communicate your decisions to internal members and customers directly.
  • Confidence in asking questions and suggesting improvements where you see them.
  • An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail.
  • A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.

What Capital on Tap Offers:

  • £28,000 - £32,000 depending on experience
  • Private Healthcare including dental and opticians services through Vitality
  • Worldwide travel insurance through Vitality
  • Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
  • Salary Sacrifice Pension Scheme up to 7% match
  • 28 days holiday (plus bank holidays)
  • Annual Learning and Wellbeing Budget
  • Enhanced Parental Leave
  • Cycle to Work Scheme
  • Season Ticket Loan
  • 6 free therapy sessions per year
  • Dog Friendly Offices
  • Free drinks and snacks in our offices
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Capital on Tap

Capital on Tap is a global fintech company dedicated to supporting small business owners through an all-in-one business credit card and spend management platform. Serving over 200,000 businesses worldwide, the company provides solutions designed to save time and money for its customers. Capital on Tap fosters a culture of innovation, empowering its employees to solve complex problems and contribute to an agile and scaling environment. The company’s mission is to support 1 million small businesses by 2030.

All Jobs at Capital on Tap (25)