Mortgage Underwriter (India)

Job Description

Homeward is seeking a Mortgage Underwriter to join their team in Delhi NCR, India. Homeward aims to take the “what ifs” out of homebuying by creating financial products that buyers and sellers use to get certainty and convenience in the real estate market. Homeward is a fast-paced, remote-first, real estate start-up that partners with agents to offer innovative products and services, helping clients buy with cash, sell with certainty, and time their move — no matter the market. The Mortgage Underwriter will be responsible for conducting the financial review and approval of customers, contributing to the mortgage origination process, and collaborating with internal teams to find solutions for challenging underwriting scenarios. The role involves proactively communicating with stakeholders and shaping transaction eligibility requirements.Responsibilities:

• Underwrite agency conforming and jumbo residential mortgage loans
• Contributing to the ground-up build out of our mortgage origination process
• Collaborating with internal teams to creatively solution for challenging underwriting scenarios
• Take initiative in process improvement.
• Proactive communication with internal and external stakeholders to ensure clear expectations
• Shaping Homeward’s transaction eligibility requirements and related underwriting processes

Requirements:

• 3+ years of experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming (Jumbo) mortgages
• Extensive experience in the retail mortgage space
• Expert knowledge of Desktop Underwriter (DU) and purchase mortgage underwriting
• Strong written and verbal communication skills
• Ability to thrive in a fast-paced, high production environment
• The drive to build something new
• Knowledge of Cash offer product will be an added advantage

Homeward Offers:

• Opportunity to work in a fast-paced, remote-first startup environment