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A Field Credit Officer role in Kogi, Nigeria is available at Moniepoint. The role involves onboarding and managing businesses accessing credit products, growing the loan portfolio, and ensuring timely loan repayment. The officer assesses businesses during credit applications, monitors their performance using innovative tools, and analyzes the 5Cs of credit, focusing on capacity, character, and capital.

The role involves:

  • Identifying and onboarding viable businesses.
  • Engaging customers to ensure optimal account usage for credit qualification.
  • Reviewing and approving/declining loan requests.
  • Conducting physical visits to evaluate business books, inventory, and turnover.
  • Meeting gross loan and profit targets through portfolio management.
  • Performing credit-related functions as assigned.

Requirements:

  • Minimum of OND in a business-related discipline.
  • Minimum of 2 years of sales experience in credit products within a financial institution.
  • Demonstrable knowledge of credit risk analysis.
  • Good knowledge of financial analysis.
  • Must be a resident of Kogi state.
  • Attention to detail.
  • Analytical skills.
  • Communication, presentation, and interpersonal skills.
  • Agility and perseverance.
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Moniepoint

Moniepoint is a financial technology company focused on providing banking solutions to businesses in emerging markets. They offer a comprehensive platform encompassing payments, credit, and other financial services designed to empower businesses and foster economic growth. Moniepoint utilizes technology to address the unique challenges faced by businesses in these regions, enabling them to manage their finances effectively and efficiently. The company is committed to driving financial inclusion and transforming the way businesses operate in these dynamic markets.