Risk Investigator - AML Operations (Transaction Monitoring & FIU Reporting)

PhonePe is seeking a Risk Investigator to join their AML & Sanctions Operations team in Bangalore. This role is part of the Trust & Safety team, focused on mitigating risk and improving trust and safety across PhonePe's products. The Risk Investigator will play a crucial role in safeguarding the platform from potential ML/TF risks.

About PhonePe: PhonePe is India’s leading digital payments company.

Role Involves:

• Identifying and researching patterns, trends, and anomalies in transactional and customer data.
• Monitoring and regulating high-risk activities across various PhonePe business verticals.
• Documenting Grounds of Suspicion (GOS) and filing STR/SAR to FIU-IND as per RBI guidelines.
• Analyzing data, preparing reports, and monitoring AML-related issues.
• Suggesting process improvements and identifying automation opportunities.

Requirements:

• Graduate Degree (MBA or postgraduate degree is a plus).
• 3-5 years of relevant experience in Anti-Money Laundering Investigations/Sanctions screening & Escalations.
• Good understanding of AML/CFT framework.
• Experience in preparing and filing regulatory reports to RBI/FIU-IND.
• Proficiency in MS Office and basic understanding of SQL.

PhonePe offers:

• Medical, Critical Illness, Accidental, and Life Insurance.
• Employee Assistance Program and Onsite Medical Center.
• Parental support programs.
• Relocation and transfer support.
• Retirement benefits including PF, Gratuity, and NPS.
• Higher Education Assistance and Car Lease options.