Risk Modeling Expert

Clara, the leading B2B spend management platform in Latin America, is seeking a Risk Modeling Expert. This role involves working with a high-performing team of risk specialists to build advanced predictive credit risk analysis models. The Risk Modeling Expert will collaborate with Operations, Finance, and Data teams, playing a crucial role in shaping the company’s business strategy.

What this role involves:

• Supporting modeling initiatives and collaborating across teams.
• Driving innovation in data analysis to enhance decision-making.
• Providing data intelligence to support credit risk strategies.
• Developing and maintaining regulatory and non-regulatory risk methodologies.
• Monitoring model performance and working on continuous improvements.
• Owning the Risk MIS and monitoring risk policies.
• Identifying and implementing process enhancements.
• Communicating findings to senior leadership.

Requirements:

• Academic background in Actuarial Science, Computer Science, Mathematics, Statistics, or similar.
• Proven experience in credit risk management in Latin American markets.
• Advanced proficiency in SQL and data visualization tools.
• High attention to data quality and integrity.
• Fluency in English.
• Strong project management and cross-functional coordination skills.
• Hands-on experience in credit risk portfolio management.
• Strong skills in predictive analytics and business-driven model design.
• Experience in model monitoring, backtesting, and performance evaluation.
• Familiarity with regulatory frameworks and risk reporting in financial services.

What Clara offers:

• Competitive salary + stock options (ESOP) from Day 1
• Fully flexible work model (remote or hybrid – São Paulo)
• Benefits tailored to your lifestyle and priorities
• Multicultural environment with daily exposure to English and Spanish
• Learning budget and internal development tracks
• High-ownership culture