Life Underwriting Consultant

Job Description

Ethos is seeking a Life Underwriting Consultant to join their growing team in Bangalore. The ideal candidate will have 3+ years of experience as a life insurance underwriter and a passion for the underwriting profession. The Life Underwriting Consultant will be responsible for evaluating and managing risk, working collaboratively to improve processes, and communicating underwriting decisions effectively.

Ethos is committed to making life insurance accessible and convenient through technology and data science. This is a great opportunity to get in on the ground floor of a growing team at an insurtech startup.

Role involves:

• Understanding underwriting policies, guidelines, practices and procedures
• Determining whether to accept, modify, or decline a risk
• Communicating effectively both written and verbally to explain underwriting decisions
• Influencing and championing changes to improve processes while maintaining mortality expectations
• Gathering information necessary for decision making

Requirements:

• 4 year degree preferred
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
• Ability to think critically and problem solve independently
• Positive, inclusive, agile, and collaborative mindset
• Strong verbal and written communication skills
• Term and permanent life insurance underwriting
• In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU

Ethos offers:

• Collaborative environment where your opinion matters