Underwriting Auditor, Underwriting Strategies

Job Description

Ethos is seeking an experienced Underwriting Auditor to join their Underwriting Strategies team in Bangalore. The Underwriting Auditor will be responsible for reviewing risk assessments completed by underwriters, maintaining underwriting standards, and contributing to underwriting training efforts.

The Underwriting Auditor provides constructive feedback to underwriting staff and assists in identifying trends and opportunities for underwriter education. They collaborates with the Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines, maintain the Underwriting Audit Scoring process, and serve as a subject matter expert for underwriting audit.

• Conduct regular monthly audits of cases referred to manual underwriting.
• Conduct regular monthly audits of cases chosen for Post Issue Audit.
• Provide constructive feedback for underwriting staff.
• Provide unbiased assessment of quality to underwriting management team.
• Identify trends and areas of opportunity for underwriter education.
• Work with Head of Underwriting Strategies to assess business risk for changes to underwriting guidelines.
• Maintain the Underwriting Audit Scoring process.
• Act as a subject matter expert for underwriting audit, especially with regard to underwriting workbench functionality.
• Maintain appropriate documentation for underwriting criteria, guidelines and workflows.
• Serve as an underwriting quality expert for the Underwriting team.
• Foster and encourage an environment of psychological safety.

• 3-5+ years of life new business underwriting experience
• Extensive experience with underwriting rules engines and rules processing
• The ability to communicate (both written and verbal) quality results and needs among multiple parties
• A record of identifying opportunities and quickly delivering solutions
• Desire to be a team player in a dynamic environment
• An obsession with the customer and ability to challenge the status quo
• Experience in ownership of end-to-end audit process
• Knowledge of compliance and US governmental regulations is a plus
• Strong analytical skills/ability to interpret complex data to draw decisions
• Ability to provide productive, meaningful constructive feedback to the underwriting team