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Oportun is seeking a Senior Data Scientist to join their team. In this role, the Senior Data Scientist will develop and enhance Oportun’s core intellectual property used in scoring risk for underbanked consumers, leveraging alternative data sets and machine learning techniques to build scores and strategies for managing risk, collection/loss mitigation, and fraud. The individual will also drive growth and optimize marketing spend across channels.

Responsibilities:

  • Develop data products and machine learning models for Risk, Fraud, Collections, and portfolio management.
  • Build monitoring tools for model performance.
  • Build model deployment platform.
  • Build end-to-end reusable pipelines from data acquisition to model output delivery.
  • Lead initiatives to drive business value.
  • Lead discussions with Compliance, Bank Partners, and Model Risk Management teams.

Qualifications:

  • Master’s degree or PhD in a quantitative discipline (or Bachelor’s with relevant experience).
  • 3+ years of hands-on experience with machine learning techniques.
  • 3+ years of experience with data extraction, cleaning, analysis, and building reusable data pipelines; Proficient in SQL, Spark SQL and/or Hive.
  • 3+ years of experience in leveraging modern machine learning toolset and programming languages such as Python.
  • Excellent written and oral communication skills.
  • Strong stakeholder management and project management skills.
  • Comfortable in a high-growth, fast-paced, agile environment.

Oportn offers:

  • Experience working with AWS EMR, Sage-maker or other cloud-based platforms is a plus
  • Experience with HDFS, Hive, Shell script and other big data tools is a plus
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Oportun

Oportun is a mission-driven fintech company focused on providing financial services to its members. Certified as a Community Development Financial Institution (CDFI), Oportun offers intelligent borrowing, savings, and budgeting tools. The company provides responsible and affordable credit, aiming to help members build a better financial future. Oportun leverages innovative technology solutions to create user-friendly platforms.