Job Description
Kroll Bond Rating Agency (KBRA) is seeking an experienced credit analyst for an ABS Consumer Associate position in New York, NY. This role is integral to the transaction rating team, participating in all aspects of the rating process. The position requires a hybrid work schedule, with Tuesdays, Wednesdays, and Thursdays in the office.
Role Involves:
- Conducting transaction analysis, including originator/servicer evaluation and collateral performance.
- Performing loan pool analysis and modeling of bond structures.
- Reviewing legal structures and documentation.
- Preparing credit memoranda and presenting transactions to rating committees.
- Contributing to individual transaction reports and market commentaries.
- Serving as a secondary contact for investors, clients, and structuring banks.
- Engaging in ongoing surveillance of rated transactions.
- Attending seller/servicer due diligence meetings and industry events.
Requirements:
- B.A. / B.S. degree in a relevant field.
- 3-5 years of credit analysis experience in the ABS sector.
- Strong Excel skills.
- Strong analytical skills in transaction evaluation and cash flow analysis.
- Proficiency with financial modeling software (e.g., Intex).
- Strong oral and written communication skills.
- Exceptional attention to detail.
- Ability to work independently and collaboratively.
- Familiarity with Generative AI tools is a plus.
KBRA offers:
- A hybrid work schedule.
- Competitive benefits and paid time off.
- Paid family and disability leave.
- 401(k) plan with employer match.
- Educational and professional development financial assistance.
- Employee referral bonus program.