Job Description
Kroll Bond Rating Agency (KBRA) is seeking a Financial Institutions Credit Analyst to join its Financial Institutions team. The role involves credit ratings and research, primarily on banking institutions, and is based in Frederick, Maryland.
The Financial Institutions Credit Analyst will be responsible for:
- Conducting in-depth analysis of financial statements from banks and other financial institutions to develop rating recommendations.
- Creating committee memos, detailed research reports, and analytical materials including quantitative and qualitative assessments to support rating decisions.
- Collaborating with team members to produce comprehensive industry reports.
- Presenting rating recommendations to KBRA rating committees and actively participate in management meetings with rated financial institutions, as well as investor meetings and calls.
- Continuously monitoring a portfolio of financial institutions to identify and assess significant developments.
The ideal candidate should possess:
- A bachelor’s degree is required; an advanced graduate degree and/or CFA designation is highly desirable.
- A minimum of 3 years of professional experience in a financial institution or credit rating agency.
- Strong proficiency in verbal and written communication, as well as advanced Excel skills.
- Proven ability to collaborate effectively within a team in a fast-paced and dynamic environment.
- Relevant expertise in credit analysis, credit ratings, or direct experience in the banking sector.
- Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.
KBRA offers:
- A hybrid work schedule (Tuesday, Wednesday, and Thursdays in the office)
- Competitive benefits and paid time off
- Paid family and disability leave
- 401(k) plan, including employer match (100% vested)
- Educational and professional development financial assistance
- Employee referral bonus program