Senior Credit Risk Analyst at Ebury

Ebury is seeking a Senior Credit Risk Analyst to join their growing team in Bucharest. The role involves building out the Credit Risk function in Romania and offering international experience within a fast-growing FinTech company.

The analyst will undertake thorough analysis of SME businesses, assessing their markets, financials, products, activities, and cash headroom modelling. They will prepare submissions to the Credit Committee with analysis and recommendations, contribute to the development of automated risk modelling, and adapt processes to local markets.

The ideal candidate will complement Ebury's analytical and statistical capabilities with country-specific knowledge of defaults, credit underwriting, and collections.

Responsibilities:

• Support the Regional Head of Credit Risk.
• Perform detailed credit analysis of prospects and clients.
• Present analysis at credit committee meetings.
• Engage with front office and operations teams.
• Manage an existing portfolio of clients, monitoring their credit standing.
• Assist with collections process for overdue payments.
• Proactively manage pipeline of work.
• Liaise with analysts and managers across other geographies.
• Share thoughts to improve processes and upskill other analysts.

Requirements:

• Fluent in Romanian and English.
• Analytical mind and strong problem-solving skills.
• A background in credit underwriting (min 3 years).
• Exposure to the collections process.
• Clear communication style.
• Experience of dealing directly with clients.
• Strong understanding of accountancy principles.
• Understanding of FX markets and associated vanilla products.
• Experience of training others and managing a pipeline.
• Ability to work in Excel in a professional setting.
• Willing to work from office (min. 4 days)

Ebury offers:

• Opportunity to work in a fast-growing FinTech company.
• International experience.