Senior Underwriter (Bridging Loans) at Tandem Bank

Tandem Bank is seeking a Senior Underwriter to manage unregulated Bridging/Buy-To-Let applications. The Senior Underwriter will ensure applications align with lending policies, TCF principles, and regulatory requirements. They will collaborate within a team, contribute to departmental and business objectives, and maintain relationships with internal and external stakeholders.

The position is mostly remote, with regular travel to the HQ in Blackpool.

Responsibilities Include:

• Achieving KPI’s set by the business.
• Making lending decisions
• Recommending any cases outside of mandate to the relevant mandate holder/committee.
• Managing broker expectations, prioritise tasks and caseload in line with agreed SLA’s.
• Responding to all underwriting queries.
• Approving applications for draw down of funds.
• Adhere strictly to internal underwriting policy and regulatory requirements.
• Communicating with the introducer network, responding to enquiries in a timely manner and resolving any queries or issues.
• Work with Senior Management team in future product development including BTL mortgages.
• Mentor team members for underwriting bridging/Buy-to-Let applications.
• Maintaining a good level of knowledge of the relevant industry sector.

Requirements:

• At least 3 years’ experience in a senior position, underwriting Non-regulated Bridging and Buy-to-Let applications
• Experience in bridging refurbishment and development finance
• Detailed understanding of the mortgage industry, regulation and legal requirements.
• Good organisational and time management skills.
• Excellent attention to detail and customer service skills.
• The ability to positively contribute to a team.
• The ability to self-motivate and use own initiative to achieve individual targets.
• Exceptional written and oral communication skills.
• Strong computer literacy including working experience on Microsoft Office.

Benefits:

• 25 days annual leave plus 8 days Bank Holiday
• Healthcare cash plan through Westfield Health worth a minimum of £750 per year
• Electric Vehicle salary sacrifice scheme
• Cycle to Work salary sacrifice scheme and a free helmet
• Smart Tech scheme (buy goods with 0% interest)
• 10% discount on solar panels
• Tandem Hub for treats, cash back and discounts on UK retailers
• 2 days per year paid volunteering
• Free cereal, snacks and drinks in all offices
• Quarterly team social budgets